Building a Relationship with You
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如何解决服务器在国外,国内用户访问速度慢的问题?-服务器 ...:2021-7-11 · 有网友咨询:现在网站的服务器在国外,请问用什么办法能解决国内用户访问速度慢的问题呢?为什么有的网站服务器也在国外,但他的网站访问速度,能达到放在国内服务器访问速度那么快?
~Sheri Dooney, President
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Insurance in Portland, Oregon and the Pacific Northwest.
Leonard Adams Insurance develops personalized insurance solutions for our individual and business clients. As an independent agency, we have strong relationships with top-rated regional and national insurance partners. When you seek personal insurance, business insurance, or health and life insurance, we learn your needs and explain your options.
Partnering with you to deliver the right blend of price, coverage, and service sets Leonard Adams apart. We bring integrity, professionalism, and values to every client relationship just as we have for over 87 years.
Read More About Us
A Word from Our President
“As the present steward of Leonard Adams Company, I look forward to further growing our relationships that we have built over the last 86 years with our clients, carriers, and community. We are grateful to all the support we have received since Sean’s passing and extend our heartfelt appreciation. As our 100 year anniversary approaches, we are excited and committed to adding new customer relationships to make Leonard Adams Company better than ever!”
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Business Insurance
Health and Life Insurance
Our Core Practices
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Auto Insurance
Umbrella Insurance
High Net Worth Insurance
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General Liability Insurance
Individual Health Insurance
Health and Life Insurance
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Risk Factor
Most fires are devastating. Besides the emotional impact, the physical damage to your home can be significant. If you lost your home to fire, do you have adequate insurance to replace your home and its contents? Remember, inflation rates on building materials and construction costs rarely track with real estate values. As a result, rebuilding a home can often cost significantly more than expected.
Solution
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Risk Factor
When your home suffers damage due to an unexpected event, your personal property is also at risk. Furniture, appliances, clothing, electronics, and other personal items can also be damaged or destroyed.
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Your homeowners insurance policy typically covers personal property, including the contents of your home and other personal items owned by you or family members who live with you. Make sure your homeowners policy includes replacement cost coverage for personal property so that you always receive the full cost to replace whatever item is damaged.
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Risk Factor
When there is substantial damage to your home due to unexpected events such as lightning, fire, or a storm, you may not be able to live in your home until it can be repaired or rebuilt–potentially incurring additional living expenses for lodging, food, and other daily needs.
Solution
Ensure that your homeowners insurance policy provides additional living expense or loss of use coverage to compensate you for the additional costs you incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable while it's being repaired or rebuilt.
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If your diamond ring disappears or valuable artwork is stolen, your standard homeowners policy may not compensate you for the loss. Homeowners policies include coverage for your belongings and personal property, but some special items like jewelry, furs, silverware, antiques, collectibles, and other valuables have limited or no coverage and need to be insured separately.
Solution
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Risk Factor
If a guest is injured while on your property, even when it’s due to a friendly game of baseball, you may be required to pay any medical expenses associated with their injury.
Solution
Your homeowners policy should include medical expenses coverage to take care of injuries and treatment - generally not of a serious nature. In the event a person is injured on your property and requires medical attention, you would be able to submit the injury-related medical expenses to your insurance carrier. Medical expenses are usually paid without a liability claim being filed against you.
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In the unfortunate event that someone slips and falls while on your property, you and your family may be held liable for any injuries that result.
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Your homeowners policy includes personal liability coverage to respond to incidents where injuries or damages occur to a third party where you may be deemed negligent. However, you should consider purchasing a personal umbrella or excess liability policy to provide additional coverage limits to protect your assets in case a lawsuit is brought against you.
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Risk Factor
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Solution
You should make sure your homeowners insurance policy covers your trampoline, as many insurance providers refuse to take on trampoline liability and exclude the item from coverage.
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Risk Factor
Young people are usually very active online. However, using social media and other sites can increase the possibility of them directly or indirectly damaging someone's reputation and exposing you, the parent, to a lawsuit.
Solution
Your homeowners insurance policy includes liability coverage for property damage caused by any member in the family, but it may not cover rumors or statements that damage a reputation. You need to add an endorsement to your policy to expand coverage to include liability protection that covers personal injury.
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You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?
Solution
An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies-providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.
Flood Coverage
Risk Factor
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Solution
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Secondary Home
Risk Factor
Owning a secondary home has the potential of increasing your liability exposures.
Solution
如何提高通过hostwinds搭建网站的访问速度?:2021-3-20 · 在这篇文章中我对hostwinds做了一个全面的评测,得知它是一个老牌的品牌主机商,在国外口碑爆棚,比如全球第一大IT媒体网站——pcmag.com对全球的品牌主机商做了评测,其中hostwinds获得2021年评分最高的殊荣,可点击这里 打开官网详细了解。 ...
Collector Cars
Risk Factor
Collector vehicles often have significant value and require specialized insurance coverage and claims handling.
Solution
Schedule your collectible vehicle on a separate collector car policy. By doing so, you are protecting the vehicle for either the appraised value or market value.
Wine Collection
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If you are a connoisseur of wine, you know that it is susceptible to outside environmental exposures that can ruin it. If the collection is damaged, coverage from your homeowners policy is a possible recourse. However, the damage is only insurable if it is a covered cause of loss as outlined in your homeowners policy. A deductible would also apply.
Solution
If you have a sizable wine collection, you may want to consider scheduling the collection on your homeowners policy. Doing so expands your coverage and eliminates the deductible in case of a loss. You can also consider unique coverages for wine, such as for spoilage.
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Most homeowners policies exclude coverage for water back-up damages as a result of a clogged drain, sewer, or sump pump.
Solution
换ip软件是非常有必要的-迅速:2021-6-15 · 伋理ip市场现在非常火热,因为很多市场对于ip资源的使用需求都是非常大大。 随着互联网的发展,越来越多的业务转移到网络中,比如一些网络营销的业务就经常会使用到伋理IP,我伊常见的有注册、投票、抢购,其实发帖也可伍使用,其实在论坛一些网站上发过帖子的人都知道,有时候我伊的 ...
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Risk Factor
2021国外游戏排行榜_国外游戏加速器测评_国外游戏网站 ...:2021国外游戏排行榜,主要整理测评国外优秀游戏、国外游戏平台与推荐国外游戏网站,并推荐优秀国外游戏加速器,如国外手机android、iphone、imac、windows、网页游戏加速等。
Solution
Most homeowners policies offer an option to include off-premises theft coverage as an endorsement, which covers you for theft of your personal property away from your residence.
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